Accountant / General Manager

Responsible for:

• Preparing Payments (Local & Overseas);
• Reconciliation of supplier invoices (Local & Overseas);
• Liaise with debtors;
• Bank Reconciliation;
• GL Reconciliations;
• VAT;
• Payroll;
• PAYE;
• Passing of journal entries;
• Maintaining Fixed Asset Register;
• Preparation of Monthly and Yearly Financials;
• Supervising day-to-day administrative activities;
• Liaising with external Auditors;
• Oversee the overall operation of the company;
• Organising in-house finance for certain customers;
• Ensure the company’s income target is met;
• Bringing in new customers to the company and at the same time maintaining the existing ones;
• Analyse and provide weekly reports on business results against targets;
• Organising the marketing activities of the company;
• Managing, supervising and motivating the staff;
• Research, collate and analyse competitor information to enhance business growth;
• Networking with stakeholders;
• Other duties as allocated by the director.

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Manager Lending

Responsible for:

• Ensuring new business target for Suva Branch is achieved;
• Analyse and provide weekly and monthly reports on business results against approved targets;
• Bringing in new customers and also maintaining the existing client base.
• Manage and oversee the overall lending department and its functions for Suva and Nabua branch;
• Complete full credit analysis and preparing loan/credit applications for decision-making;
• Writing up of Board papers and management reports;
• Analysing and recommending loan applications to CEO for decision-making;  
• Ensuring credit policies and procedures are adhered and reviewing/evaluating this on a timely basis;​
• Management and growth of Lending Portfolio;
• Prepare portfolio analysis together with analysing business risk;
• Analysing business performance especially focusing on key financial and performance indicators;
• Ensuring improvements in business processes for the organisation;
• Prepare offer letters for approved deals and follow through to closure of sale;
• Facilitate loan documentation and drawdown for closed sales;
• Supervision of Lending department staff;
• Reviewing team members' portfolio on a timely basis by providing feedback;
• Appraising lending staff and also conducting regular agenda-based meetings with them;
• Recognizing and rewarding the department upon achievement of targets;
• Ensuring client queries/complaints are addressed in a timely and professional manner;
• Conduct market survey and identify new business opportunities;
• Develop marketing strategies and new products that meet customer demands and needs;
• Establishing and building positive working relationships with major customers and key stakeholders;
• Maintaining and improving Market share;
• Conduct regular visits to existing and potential customers.

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Senior Lending Officer

Responsible for:

• Ensuring new business target is achieved;
• Analysing credit proposals, preparing credit applications and making recommendations to management for decision-making;
• Analyse and provide weekly and monthly reports on business results against approved targets;
• Bringing in new customers and also maintaining the existing client base;
• Ensuring credit policies and procedures are adhered and reviewing/evaluating this on a timely basis;
• Prepare portfolio analysis together with analysing business risk;
• Ensuring improvements in business processes for the organisation;
• Prepare offer letters for approved deals and follow through to closure of sale;
• Facilitate loan documentations and drawdown for closed sale;
• Conduct market survey and identify new business opportunities;
• Ensuring 24-hours loan turnaround time frame is met;
• Maintaining and improving relationships with customers and dealers;
• Analysing business performance especially focusing on key financial and performance indicators;
• Analysing financial proposals submitted by customers;
• Determining customers serviceability from their financial statements and sources of income;
• Assisting in general collections;
• Ensuring Growth in the loan portfolio and managing this portfolio;
• Conduct market survey and identify new business opportunities;
• Other analytical duties, networking amongst customers and day-to-day duties